FloodAI is an AI-powered flood claims automation platform built specifically for NFIP workflows. It automates intake, document extraction, damage assessment support, NFIP compliance checks, and report generation, reducing cycle time and increasing consistency across adjusters and IA firms.

Does FloodAI replace adjusters?

No. FloodAI enhances adjuster performance by eliminating repetitive admin tasks, improving consistency, and reducing RAP requests. Adjusters still perform inspections, scope development, and claim decisions.

How does FloodAI ensure NFIP compliance?

FloodAI validates scope, coverage, and documentation against FEMA/NFIP guidelines using standardized workflows and objective logic. Every claim follows the same methodology, creating a defensible audit trail.

What kinds of documents can FloodAI process?

FloodAI can extract and structure data from FNOL emails, PDFs, Xactimate summaries, adjuster notes, photos, claim forms, invoices, and RAP review documents.

Can FloodAI reduce RAP requests?

Yes. FloodAI flags inconsistencies, missing documentation, and coverage issues early, reducing RAP frequency by up to 80% in testing.

Who is FloodAI designed for?

FloodAI is built for IA firms processing NFIP claims, WYO carriers, flood adjusters, and mitigation/restoration contractors needing NFIP-aligned documentation.

Is FloodAI available now?

FloodAI is entering a controlled pilot program for Hurricane Season 2026. Early access is available to select IA firms and WYO carriers processing 500+ claims annually.

How do I request a demo or apply for Early Access?

Use the Request Demo button or the Contact section on floodai.io. Our team replies within 24 hours.

Terms of Service

Effective Date: January 1, 2025
Last Updated: January 1, 2025

These Terms of Service (“Terms”) govern your use of the FloodAI website (floodai.io) and any services, demos, or content provided by FloodAI (“we,” “us,” “our”). By accessing or using our website or services, you agree to these Terms.

1. Use of the Website

You agree to use FloodAI only for lawful purposes and in accordance with these Terms. You may not:

Interfere with site operations
Attempt unauthorized access
Use automated systems to collect data
Upload malicious code

2. Demo Requests & Submissions

When requesting a demo, you must:

Provide accurate information
Have authorization to share any documents uploaded (e.g., FNOLs, estimates, photos)
Understand that uploaded materials may be used to demonstrate functionality

We maintain confidentiality of all submitted materials.

3. Intellectual Property

All content on the website, including:

Text
Graphics
Logos
Software
AI models
Workflows
Processes

is owned by FloodAI and protected by copyright and intellectual property laws. You may not copy, distribute, reverse-engineer, or modify our materials without consent.

4. No Claims Decisions

FloodAI provides automation and workflow support but does not make claim determinations. Final decisions remain the responsibility of adjusters, IA firms, and carriers.

5. Disclaimer of Warranties

FloodAI is provided “as is” without warranties of any kind. We do not guarantee:

Error-free operation
uninterrupted service
Compatibility with all systems
Accuracy of output

6. Limitation of Liability

To the fullest extent permitted by law, FloodAI shall not be liable for:

Loss of profits
Indirect or consequential damages
Data loss
Business interruptions

Liability is limited to the amount paid for services (if any).

7. Third-Party Services

FloodAI may integrate with:

Email providers
AI platforms
Analytics tools
Cloud hosting providers

We are not responsible for outages, errors, or issues caused by third-party services.

8. Termination

We may suspend or terminate access to our site or services at our discretion if terms are violated.

9. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles.

10. Dispute Resolution

Any disputes arising from these Terms shall be resolved through binding arbitration in Wyoming under the rules of the American Arbitration Association, except for claims seeking injunctive relief.

11. Changes to Terms

We may update these Terms at any time. Continued use of the site constitutes acceptance of revised terms.

12. Contact Us

For questions about these Terms:

FloodAI
Email: support@floodai.io