Aerial view of houses with flooded yards and streets after a flood, with water covering much of the area, trees, and cars.

AI-Powered Flood Insurance Claims Platform

Building the AI Factory for NFIP claims.

Standardized processing.

Eliminate FEMA audit risk.

50% cost savings.

APPLY FOR EARLY ACCESS
See How It Works

Our Services

AI Intake & Triage

Automated claim assignment and routing.

AI monitors inboxes, extracts PDFs, and assigns claims to adjusters in seconds.

Cuts intake time by 90%.

NFIP AUTOMATION PLATFORM

Smart Damage Assessment

AI analyzes photos, classify rooms and materials, identifies damage severity, and flags compliance issues before they lead to a RAP request.

Automated NFIP Compliance

Every claim validated against FEMA/NFIP guidelines in real time.

Catch incorrect scopes, coverage issues, and missing documentation instantly.

Fast Report Generation

AI builds complete, compliant reports automatically using NFIP templates, adjuster notes, photos, and estimate details—submission-ready in minutes.

About FloodAI™

Why FloodAI Exists: Inconsistency = Audit Risk

FEMA allocates $350M annually to process flood claims.
WYO carriers profit, but fear inconsistency—since inconsistencies lead to FEMA clawbacks.

The root problem:
Every IA firm processes claims differently.
Different methodologies, different NFIP interpretations, different payout amounts.

When FEMA audits and finds variance, they ask:

“Why?”

If there’s no objective, repeatable reason → money is clawed back.

Manual processes create bottlenecks:

  • QC takes days

  • RAP requests hit 21–31%

  • Firms can't benchmark quality

  • Scaling collapses during CAT events

Built By Industry Insiders

A Decade of NFIP Experience — Systematized and Automated

Our founders have processed thousands of NFIP claims, refined workflows, and built operational systems that produced consistent results:

  • Eliminated manual intake bottlenecks

  • Reduced RAP rates

  • Increased adjuster consistency

  • Built “The Claims Factory” — an assembly-line workflow model

Now we’re automating the Claims Factory with AI.

We’ve lived the NFIP workflow for 10+ years.
We’re building the tools we wish we had.

The Solution

The AI Factory for Audit-Proof NFIP Compliance

FloodAI eliminates inconsistency, audit risk, and manual inefficiencies through:

  • Standardized damage assessment

  • Standardized NFIP interpretation

  • Standardized reporting

  • Perfect audit trails

  • Defensible decision-making

Results:

  • Cut coordination costs 50%

  • Handle 10× volume

  • Reduce RAP requests up to 80%

  • Become audit-proof

And the more claims we process, the smarter the AI Factory becomes.

Call to Action

See FloodAI in Action

FloodAI is built for:

  • IA firms

  • WYO carriers

  • Flood adjusters

Apply for Early Access to Hurricane Season 2026 pilot.

APPLY FOR EARLY ACCESS

Proof of Concept:

We built a custom AI that reduced RAP review time from 24 hours to 2 minutes—a 720x speed improvement.

We tested it on real NFIP claims with perfect compliance accuracy.

Now we're scaling that automation across the entire claims workflow. We've lived the NFIP workflow for 10+ years. We're building the tools we wish we had.

Early Access Program

FloodAI is entering pilot phase with select IA firms and WYO carriers for Hurricane Season 2026.

Limited spots available for firms processing 500+ claims annually.

Apply for Early Access

Contact Us

Interested in learning how FloodAI can help your organization?

Fill out the form below and we’ll reply within 24 hours.